New: Wealth Club Portfolio Service

Today, we are launching our new Wealth Club Portfolio Service. The idea was born of personal experience – perhaps you'll relate to this, too. 

I've been investing for 34 years and built a significant portfolio of investments in ISAs, pensions and just on their own. I liked them at the time. But are they still right for me? Am I taking too much risk – or not enough? Am I well diversified? Could I save on charges?

We created the Wealth Club Portfolio Service to provide a solution: well-diversified portfolios, managed by our experts, which don't have too much in any one asset class or fund manager, aiming to deliver enhanced performance in the long term – not guaranteed. 

These are the type of portfolio a private bank or wealth manager might build for you – but without the hefty price tag. In fact, you could pay around 40% less than you would if you used an adviser and roughly the same if managing a typical fund portfolio yourself on a DIY platform. Note, the service does not provide personal investment advice. 

To my knowledge, there is no other online service like this, specifically for wealthier and more sophisticated investors. Indeed, I have transferred a large chunk of my own investments. 

How does the Wealth Club Portfolio Service work?

Our portfolios invest in a diverse mix of 30–45 actively managed and low-cost index funds as well as investment trusts. They give you exposure to equities and bonds from around the world but also infrastructure and other private assets; from mainstream managers such as Artemis and Fundsmith to those you might be less familiar with such as Comgest, Dodge & Cox and Brookfield.

There are five investment portfolios – Conservative, Balanced, Growth, Adventurous Growth or Income. You choose which you think is best for you, based on the level of risk you are comfortable with. We do the rest: make the investment decisions and regularly rebalance the portfolio. 

Wealth Club Portfolio Service – well-diversified, no-hassle portfolios: we do the legwork

These portfolios have been over two years in the making. We have reviewed 2,509 funds and investment trusts. We have done all the time-consuming legwork so you don't have to. 

You can invest through an ISA, SIPP or General Investment Account (GIA). You can invest new money or transfer existing investments – perhaps you have a collection of investments on a DIY platform, a portfolio with an adviser you are no longer in touch with, or pensions scattered around the place with different providers.

The Wealth Club Portfolio Service could provide you with a best-value, sensible long-term home for you wealth.

The minimum initial investment is £100,000 (in aggregate across ISA, SIPP and GIA) and the first application deadline is 6 March.